How you pay
Bank transfer, card and cash funding can carry different fees and processing times. Check whether the sending bank or card issuer adds a separate charge.
Money movement
Follow the money.
Understand every step.
A practical guide to the choices behind an international transfer.
How currencies change
The exchange rate determines how much arrives. Compare the quoted rate against a reference rate captured at the same time, using the same currency direction.
How money arrives
Bank deposits, mobile wallets and cash collection meet different needs. Confirm eligibility, identification requirements and recipient access with the provider.
Compare the final amount,
then the conditions.
A lower visible fee does not always mean a lower total cost. Use the amount the recipient gets as a starting point, then check delivery estimates and any receiving charges.
Try a cost comparison →- Price: fee, rate, intermediary and receiving charges.
- Timing: cutoff times, weekends and verification.
- Access: payout location, bank or wallet availability.
- Support: tracking, cancellation and complaint routes.
Before sending, verify the provider’s authorisation with the relevant local regulator and confirm recipient details through a trusted channel. This guide does not assess individual providers or execute transfers.
Research foundation: World Bank, Remittance Prices Worldwide →
A clearer starting point